Getting away from the rat race whether for a weekend or for a permanent home is the dream of many midwesterners. Living in the country affords you the opportunity to live life at a slower pace and live it on your own terms. People dream of a life with no rush hour, chirping birds, and more open space.
Country Homes can be a simple or complicated process with all the changes in the mortgage process since the financial crisis of 2008. Northview Bank has numerous programs for these types of properties, while many mortgage brokers offer only couple. By offering a myriad of options we are able to overcome the challenges that arise due to property conditions and keep your country home loan moving forward.
Northview Bank’s locations are all in areas where country homes are normally financed, so what may seem odd to some banks is normal to us. Country homes come in a variety of condition and construction types - manufactured, stick-built, log, modular, etc. They also come in a variety of conditions and ages along with other anomalies that create challenges in the lending process for banks that are unfamiliar with the variety of country homes.
Northview Bank has been financing country homes for decades. Our experience and the range of loans we offer ensure a smooth process for you. We offer a full spectrum of mortgage loans for primary and secondary homes, including FHA, VA, USDA rural development, conventional, conventional insured, and direct loans. We have programs available for stick-built, log, and manufactured housing. If you buy a property, regardless of the type, we can find the best financing option for you, saving you time and getting you into your country home sooner. Concerned about the down payment? We have many low down payment programs available.
Since we underwrite our conventional mortgages in-house, we can give you fast turnaround times for approvals. Servicing is also kept local, so if you have a question on your loan, you can get an answer from a real person in a timely manner.
If you’re ready to buy that country home of your dreams you can start now—just click here to get prequalified.