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Treestand Placement for Each Phase of Deer Season

"Some hunters have a couple treestands in reasonable locations and call it good. Then, some find themselves scratching their heads during the season. Here's a plan for high-percentage locations that can apply to each phase of the hunting season."

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Photo of the Month

Bearly Noticed

Mike Drahosh

What to Do After Purchasing Property

Purchasing land is widely considered a good investment. Whether you’re using it for hunting, recreation or to build, you probably have clear ideas on how you want your property to look. You may want to jump in and start on those projects right away, but there are some priorities you need consider first.

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Photo of the Month

Summer Barn

Heather Tetrault

Homework and Legwork Required

New hunting or farmland? Congratulations! Get ready, there are things to know before you begin the work ahead!

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Photo of the Month

Rusty Beauty

Jim Mitchel

Buying Small Hunting Properties with Big Potential

Whitetail hunters aspire to buy 400 acres in a famed big-buck county with the right mix of agriculture and timberland. That’s the dream. And while it’s certainly attainable, there are plenty of small properties out there with big buck potential.

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Photo of the Month

Meandering Stream

Jennifer Schultz

How to Stop Trespassers

Many of us prepare our property for the hunting season by posting No Trespassing signs. By taking these precautions we can avoid becoming victim to poaching and theft.

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Photo of the Month

Standing Guard

Charlie Huber

Buying Raw Land to Build a House

You can have the best house plan in the world, but if it’s not in a place where you want to wake up every morning, then what’s the point?

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Photo of the Month

Buzzing Around

Katy Anderson

Increase the Value of Raw Hunting Land

Buying land for hunting can turn into one of the best financial investments you ever make.

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Photo of the Month

Closed Gentians, Banning State Park

Laurie Jorgensen

Photo of the Month

Sky Smoke Sunset

Josette Koets

Effective Ways to Remove Vermin From Your Hunting Cabin

Soft and furry doesn’t always mean cute and cuddly. No one likes to have pesky vermin invading their living space and when it comes to your hunting cabin, it can be even more annoying.

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Photo of the Month

Winter’s Blanket

Charles McKissick

When to Trim Trees

Even strategically planted trees may need trimming and winter is the time of year to do so.

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Photo of the Month

American Icehouse

Lane Ristomaki

Looking Ahead

One of the best and most meangful investments you can make is in recreational property, and this may be the best time to buy, ever.

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Photo of the Month

Minnesota Winter Barn

Photo of the Month

Goodland Barn

Photo of the Month

Split Rock Shore

Photo of the Month

Sunset with Canoe

Photo of the Month

Giant Snapper

Photo of the Month

Ensign Lake Sunset

Photo of the Month

Juvenille Eagle

Photo of the Month

Returning Home - Mallards

Where is the inventory?

It appears that we are soon entering a real seller’s market. The average listing time in the Twin Cities is currently only four days.

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Photo of the Month

A Cloud of Snows

Photo of the Month

January Lake with Boat

Christmas At The Cabin

One of the many advantages to owning vacation property is the ability to create memories in different settings that are consistent with your families values and goals. I know many families that choose to spend Christmas at the cabin because it allows them to unplug and focus on each other. 

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Photo of the Month

Sunrise Mist, Northern Minnesota

Dramatic Recovery In Vacation Property Market

The Vacation Property Market Has Experienced a Dramatic Recovery.

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Photo of the Month

Bay Lake Sunset, MN

Photo of the Month

Thunder's Coming, Northern Iowa

Septic System Compliance

Septic system compliance inspections are becoming a very important part of most property transactions.  Point of sale inspections are usually required by counties and townships, but more buyers and lenders are requiring them as well. 

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Spring is Finally Here!

I don’t know about you but I absolutely love this time of the year. The birds are returning, the Maple sap is flowing, and the sun is still out in the evening.

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Photo of the Month

Embarrass Lake, MN

Go West Young Men

I remember my first hunting trip to the Dakota territory well. It was mixed with humor, cold weather, and most memorably........Birds, and lots of them.

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More Changes in Lending

Paul Trotsky, VP, Northview Bank

This will be my third and final installment on the pending TILA/RESPA/TRID changes the CFPB is implementing effective October 3, 2015.  This may be the most relevant of the series for you.  

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Photo of the Month

Palisade Head, MN

Photo of the Month

Fillmore County Barn

Photo of the Month

Devil’s Cascade, BWCAW

How do Septic Systems Work?

Septic systems can be very confusing to many prospective homebuyers, especially if you currently live in an area served by city sewer. Septic systems and municipal sewer systems are similar that they both dispose of and treat wastewater. 

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More Changes in Lending, Part 2

Paul Trotsky, VP, Northview Bank

The previous article on the TILA/RESPA Integrated Disclosures (or “Know Before You Owe” mortgage initiative) was a description of how and why we got to these changes. This article will offer a description of the finer details of the new regulations and the required waiting periods. My next article will discuss the steps Northview Bank has taken to help ensure we can offer a smooth transaction in the real estate financing process.

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Photo of the Month

Shell Lake, BWCAW

Photo by Neil Johnson (June 2015).

Boundary Waters on my Mind

There’s a yearly tradition my family cherishes. When it approaches the kids count down the days like they’re counting down to Christmas. It’s a time of fish fries, challenging our abilities against weather and the wilderness, and relaxing while enjoying the sights and sounds of nature. I am speaking about our annual trip to the Boundary Waters.

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More Changes in Lending, Part 1

Paul Trotsky, VP, Northview Bank

Yes it is true, mortgage lending is changing again! We all remember the “mortgage meltdown” that started in 2008. As a result of the mortgage meltdown, Congress signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. One of the most important aspects of the Dodd-Frank reform laws was the creation of the Consumer Financial Protection Bureau, also known as the CFPB. 

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Photo of the Month

Bittern

Photo by Neil Johnson (May 2015).

Foraging for Food

Spring is a wonderful time as we watch the lakes and streams open up, witness the return of the migratory birds, and witness the color returning to the landscape. 

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Bruce Pogatchnik - CEO, Northview Bank

The Vacation Property Market is Strong

At Northview Bank we have seen the year begin with a bang. Applications, inquiries, and closings have all been strong. The question we all want to know is “How long will it last?” 

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Photo of the Month

Let Us Be Your Guide Campaign

Maybe you’ve seen our new billboard on Interstate 35. This shot didn’t make the final cut, but we think it’s fun and wanted to share it with you.

Liquid Gold

The nights are crisp and the days vacillate between freezing, warm, and close to freezing - it's spring in Minnesota! 

This year my family and I took part in one of the great time-honored spring traditions as we tapped some of our maple trees and made some liquid gold (maple syrup for the uninitiated). Many vacation property owners have at least a few trees they can tap on their property and it makes for a great family experience. In fact, my kids are convinced that our syrup tastes better than any other they've tried. Also, in these days when we seem to hear of food recalls every week you will at least know where your syrup came from.

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Gunflint Trail, MN

Photo of the Month

Highlighting the natural beauty of the land. 

Gunflint Trail, MN.

Nancy Pogatchnik - Agent, Certified Insurance Counselor Town and Country Insurance

Four Essential Questions before Buying Insurance for Your Cabin

Nancy Pogatchnik, Town and Country Insurance

In my 30 years as an insurance agent, I have seen the seasonal cabin evolve from a one- or two-room structure passed down through generations to beautiful, sprawling, multi-level buildings nicer than many people’s primary homes. No matter the square footage or vintage, cabins are always special to those who choose to own them. Family memories are created there: traditions are created and passed on from generation to generation as peaceful times are spent together.

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ice fishing

Getting Hooked on Tip-Ups

Northern Minnesota got cold early this year, but that frigid air came with a big upside: early season icefishing. This year icefishermen were able to get out on Red Lake with their vehicles in November. A friend of mine named Chad Benson guides up there on the Red. He said he’d never seen ice this thick in November. 

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Moose Lake, MN barn

Photo of the Month

Highlighting the natural beauty of the land. 

Barn near Moose Lake, MN.

Four Essential Questions When Buying Vacation Property

There are many considerations to look at when buying vacation property. I believe four of the more important questions are: What will its primary use be? Who will use it? Can we afford it? and Who will we finance it with? 

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deer hunting with kids

Deer Hunting With Kids

There’s a chill in the air and snow on the ground. The coffee was prepped the night before, guns cleaned and oiled, and the alarm is set for an hour and a half before dawn—yes, it’s deer season.

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Good Signs for the Vacation Home Market

From the President

Greetings, and welcome to Vacationpropertyloans.com. It’s been an interesting summer up north—some people wonder if we even had one.

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Photo of the Month

Highlighting the natural beauty of the land. 

Sunset on Fire. Sunset and fireweed near Floodwood MN.

3 Tips for Getting Folks Hooked on Fishing

I began to reel in my bobber. Spice, my springer spaniel, cavorted on shore: my only witness. I thought I would cast again since nothing was biting.

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Building a Legacy… Restoring Relationships

We wanted to restore what was lost and there is no doubt that land is something special. -Neil Johnson

Back in the summer of 2003, my wife and I started to aggressively look for a lake property. We were told that what we were looking for would be impossible to find, but I had been to too many PMA (Positive Mental Attitude) seminars and read too many Zig Ziglar books to be deterred. And really, how hard should it be to find a private lake with quality water, firm shoreline, and five hundred acres of good hunting land?

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Unexpected Gifts

I want to encourage you all to invest time, effort, and finances in to what's most important. The main reason we promote Lakeshore properties and experiences is because we ardently believe in its ability to promote healing and restoration within families. To illustrate this point I want to tell you a little bit about what my family has been experiencing.

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Septic Systems: What You Need to Know

Buying or building a property in Northern Minnesota or Northern Wisconsin typically means dealing with a septic system. They’re a regular part of life in the great Northwoods. If you’re not familiar with septic systems, here’s a quick overview as well as a guide to the three basic designs. 

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