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Hunting Land Loans

For many, buying hunting land is about telling a generational story. Those who own land where many memories of hunting together have been built can answer this question with ease. Why buy hunting land? It’s a place you can call our own, always return to, and pass on for upcoming generations.

Buying Hunting Land

For many of us, we had to take out a loan to make the process come together and we found that many banks were unwilling to give us a land loan to fulfill our dreams of creating hunting experiences on our own land in either Minnesota or Wisconsin.

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Northview Bank Lends on Hunting Land

Land financing with favorable terms can be difficult to get for hunting land. Since this type of loan has collateral that can be classified as unimproved or raw land, some lenders deem it a speculative investment. At Northview we don’t view hunting land, which is often passed down through the generations as speculative in nature. Many lenders think it’s easier for the owner to walk away from a property that is not their primary dwelling and therefore require a down payment of 35% or more and charge higher rates than typical home mortgage rates.

Do I Need to Build on my Hunting Land?

Some lenders require some type of development plan before they will finance bare land loans. Northview Bank views bare land loans in two distinct classes: development loans and hunting/recreation loans.

Northview understands that many bare land parcels have been passed down from generation to generation. If you buy one, you may plan to pass it down to your children. A hunting or recreational land parcel represents the family retreat, a place where the stories of the past years’ hunts or trips are shared from generation to generation around the campfire. Why should a lending plan change your heritage? Therefore, if you plan on building we can help you and if you don’t want to build we can help you.

10% Down Payment, Competitive Rates, and Quick Closing for Hunting Land

We have been the leader in financing bare land for decades, offering competitive rates and low down-payment programs. At Northview Bank, qualified borrowers can finance property with as little as 10% down, making land ownership easier!

With our easy-to-complete bare land application, your last two years’ W-2 or tax returns, a current pay stub, and a purchase agreement, we can have you approved the next business day, conditional on final appraisal and title work. 

In most cases we can close in three weeks and get you out enjoying your new property.

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Traver Gahler

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing

Contact Traver

Riley J Snow

VP/Branch Manager

Specialty: Consumer and In-House Real Estate Financing

Contact Riley

Cassi Nelson

Branch Manager/Loan Officer

Specialty: Consumer Lending, Land Loans, Home Equity Loans

Contact Cassi

Tom Willie

Loan Officer

Specialty: Home Purchases, Home Refinances, Conventional, FHA, VA, USDA, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, Consumer Financing

Contact Tom

Carrie Conner

Vice President - Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, USDA Rural Development, VA, FHA, HELOC, Consumer Lending

Contact Carrie

Shelly Lough

Vice President – Loan Officer

Specialty: Consumer Lending

Contact Shelly

Mark Harmon

Branch Manager/Loan Officer

Specialty: Mortgage Loans: Real Estate, Vacation Property, Land -|- Loans: Personal, Auto, Boat, RV, Fish House, ATV, Off-Road Vehicles, Construction Loans, Home Equity Loans, HELOCs

Contact Mark

Mindy Turner-Jerry

Loan Officer

Specialty: Land Loans, Lake Lot financing, Home Equity Loans, Seasonal Cabin financing, Personal Lending

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Tom Johnson

Mortgage Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, FHA, USDA, VA

Contact Tom

Chad Johnsen

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Land Financing, Lake lot Financing & Seasonal Cabin Financing

Contact Chad

Kate Lunde

Branch Manager/Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing

Contact Kate

Vicky L Eiffler

Loan Officer

Specialty: Home Purchases, Home Refinances, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, Consumer Lending

Contact Vicky

Ryan Jensen

Vice President/Branch Manager/Mortgage Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, Manufactured Homes & Consumer Lending

Contact Ryan

Lynne Powell

Assistant Vice President/Branch Manager

Specialty: Consumer Lending: Auto Loans, Boat Loans, ATV Loans

Contact Lynne