Northview Bank is a mid-sized bank with twelve locations across this great state. Whether you are looking around for a home Minneapolis/St Paul, a seasonal cabin in Bemidji, or a condo in Duluth Northview Bank is happy to help you with your home mortgage in Minnesota.
The first step to get everything rolling is to simply fill out an application. Once that is done we can explain the various options in terms of down-payment, interest rate, and terms to you. The lending rules have changed drastically over the last ten years but the general requirements for the buyer are the same - Do you have reasonably good credit and do you have enough income to make the payment?
Many of the new regulations surround the property itself. Does it have a year-round heat source, is there deferred maintenance, is the septic system compliant for rural homes, etc.? At Northview we have a host of secondary market home mortgage options along with a variety of in-house loan programs. So, what may be a challenge for another bank is not a challenge for us.
Our decisions on Minnesota home loans are kept local. For both our in-house loans and standard secondary market mortgages the loans are underwritten by Minnesota based, in-house underwriters. This means that things that aren’t normal to an underwriter in New York or California are normal to us. This means faster decisions, more understanding, and on-time closings.
Many people are choosing to refinance either for debt-consolidation or simply to get a lower rate. Northview Bank offers competitive terms, local decisions, and fast approval. To get qualified simply call or fill out an application online and we’ll get back to you right away.
Start the process today. Get prequalified and live your dream. Whether it’s vacation property, your primary residence, or your retirement home Northview Bank is happy to help.
