Northview Bank offers competitive rates, local decisions, and a clear process for home loans in Richmond, MN. Whether you are looking to purchase an existing home, build a new one, or refinance some existing debts in to one low monthly payment the lenders at Northview Bank will answer all your questions and walk you through the process to find the right loan product for you.
Buying a home can be an exciting yet stressful time. When the bags are packed and the moving truck is on its way you need everything to go smoothly. We have an experienced team of lenders and in-house underwriters to walk you through the process. To get started simply fill out an online application or contact us with any questions.
Building a new home is the realization of a dream. You may choose to hire a general contractor or you may have enough experience where you hire subs and oversee the project yourself. Either way Northview Bank will be there right beside you. We have tremendous products when it comes to new construction mortgages. Make sure you get prequalified with us to see just how affordable a construction loan for the Richmond area can be.
People refinance their existing home for many reasons. At Northview Bank we will ask the right questions to help you determine whether refinancing is right for you. Many times people decide to refinance to simply lower their payments and although this may make sense, it may not also. Other than reducing your total monthly payments you may also want to refinance to buy a second property (hunting land, lake cabin, etc.), remodel your existing residence, or get a better interest rate. Whatever your reason for refinancing make sure to apply with Northview Bank and find out what options you have.